I really thought I'd blown it yesterday.
I had a small list of things to get, but I forgot my cash envelope. Since we were in pretty desperate need of broccoli and things, I went ahead and shopped.
I walked out of the stores (Winco and Albertsons) feeling like I'd made a big mistake. Surely I overspent. (Broccoli at $2.38 a lb, ouch). No coupons. It felt icky.
I was wrong.
I reconciled my accounting and found that I am well within the budget.
To recap, my budget for this month was $600. ($400 for the first payperiod, $200 for the second). I am ashamed to say that even that overly generous amount was less than we'd spent in the past.
In my head, I was hoping for a 10% reduction from that budget amount, or $540. It was this amount I was sure I'd exceeded yesterday.
Accounting for everything: last week's Boise Milk delivery, this week's Bountiful Basket order, and what I spent yesterday, I am pleased to announce my totals:
Amount spent for the month: $522.84
Amount saved this month: $72.35
% saved this month: 12.16%
Total value of items purchased this month (amount spent plus amount saved): $595.19
Lessons learned:
Fresh produce (from Bountiful Baskets or Boise Milk) tastes SO MUCH BETTER.
I spent $99 at Boise Milk and Bountiful Baskets. I'm content with that. Last time I got a Bountiful Basket the strawberries were SO good, as were the bananas. I love the milk from Boise Milk.
NEVER go shopping without looking for coupons and taking the cash envelope. The stress. Totally NOT worth it.
Costco has good coupons. I am going to quit buying produce there (except for the celery sticks, love them) and maybe berries once in a great while. I don't usually buy meat there, but will keep it in mind. I need to cut down Costco spending by amount a third, and again I'll do that a bit at a time. My goal for Feb: spend no more than $155 at Costco (which is a reduction of about 10%). This is about the amount I reduced spending at Costco in Jan - 10%.
Meat: we can eat less of this now that the girl has gone back to school (she's not exactly a veggie eater and I hated seeing how little was on her plate so I would try to fill it with meat and starch). I will only buy meat next month if a)we're out of whatever and/or b)it is such an amazing sale that I really can't pass it up.
I would REALLY like to stop shopping every week, and just fill the weeks with produce from either Boise Milk or Bountiful Baskets, but I haven't yet let go of a)not liking certain veggies (Brussels sprouts, kale) and b)wanting to know exactly what veggies/fruit I am getting each week. I will work on that this next month.
So: monthly budget for Feb: $500. (We need dog food and kitty litter this month, so I'm setting this amount. Plus this is pretty close to 10% less than Jan.)
Onward.
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